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ILD commenced its operation in 1987. The Company has been promoted by ‘The Motor and General Finance Limited’(MGF), New Delhi a pioneer in the field of financial services, along with Equity Participation from International Finance Corporation, Washington, U.S.A an associate of The World Bank and Punjab National Bank.

Today ILD has a shareholder base of more than 11000 shareholders, besides the above equity participation from above. The shares of the company are listed at Bombay, Delhi and Chennai stock exchanges. The company operates in the field of providing finance for commercial vehicles, automobiles, construction, earth moving equipments and machineris. The major clientele of the company are small road transport operators (SRTO) owning one to five trucks and small to medium contractors engaged in the activity of road construction, minning, earthmoving and other allied activities.

The company is registered with Reserve Bank of India for acceptance of Public Deposits. It enjoys an investment grade credit rating from ICRA. The deposit schemes of the company offer attractive interest rates and are popular with cross section of the society.

Geographical the company has its presence mainly in north India. The company operates out of its head office in New Delhi.

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